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If cardholder has account with BRAC Bank, s/he can dial BRAC Bank call middle at and give instruction of debiting cardholder’s BRAC Bank current/savings account to pay bank card invoice. This process would require PIN verification. The Cardholder may select to not settle the present balance in full, by which case the cardholder must pay no much less than ‘Minimum Amount Due’ as decided by the Bank every so often on or before the fee due date.
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If the present balance is lower than Minimum Amount Due then the current steadiness becomes fully due. However, if the Minimum Amount Due isn’t paid by the payment due date or solely partly paid, the unpaid amount shall be added to the following statement’s Minimum Amount Due. Such transactions may even be subject in to a bank Charge because the Bank could decide in its sole discretion once in a while. The exchange price could differ from the speed on the transaction date due to market fluctuation. The BRAC Bank’s 24-Hour Call Center is on the market to all Cardholders.
Once a Balance Transfer has been made, the customer has to continue the balance switch quantity for no much less than 6 months with BRAC Bank i.e., the client can’t switch the balance to another financial institution inside the specified period of time. Cardholder can settle partial or full outstanding of other financial institution’s credit card via Balance Transfer. The Bank shall not be liable to refund the annual fee or any half thereof in case of the termination of the cardboard account.
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All statutory taxes, service tax, VAT, all other imposts, duties and taxes as may be levied from time to time by the Government or other authority in respect of or in reference to the Card. The money advance fee and finance cost are non-refundable. The Bank at its sole discretion could reverse the partial or full quantity. “Minimum Amount Due” means the minimum amount specified by the Bank in statement which if paid by the Payment Due Date will forestall any late cost charge.
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